Category: Buying Tips

How to Know if Title is Authentic

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Buying a property involves a contracts and lot of money so it is very important to check from the seller the title if it is really authenticated before buying any properties or purchasing a land.

You should always check if the seller is really the legal owner or rights to the property because land title is being faked by scammers by the use of modern technology.  The fake land title is almost the same as the authenticate title.  Always be diligence in order to protect your money against scammers.  It is better safe than sorry.

Here are some tips to identify if the land title is really authentic:

  • Request a copy of Land Title. Legitimate seller can provide this document since it is only a photocopy and not the original one.
  • Go the Registry of Deeds and ask for a certified true copy of the title and they will ask you to fill up a form for your request. The processing fee is around three hundred pesos.
  • If the land title is authentic, the Registry of Deeds will be able to pull out the title for the property.  The certified true copy from the Registry of Deed should match the same information in the land title of the seller.

How to Choose a Right Location for your Home

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It is very important to choose a right location for your home. You may find perfect area but it not a right place for you. Buying a lot is also a large investment so it is necessary to review first before deciding to purchase it. This area should be suitable for your lifestyle.

Here are the following tips on how to choose a right location for you home:

• Instinct
If you have felt something that is not good upon first visit of the location, walk away and find other options.

• Accessibility
Check the location if it is near to your work, children’s school, market, church and any place to you always love to visit.

• Safety
Review if the location is safe. Check if there is a security guard who will protect the entire area.

• Neighborhood
Know your neighborhood because it has a great impact to your lifestyle and everyday living

• Neighbor
Consider knowing your future neighbor so that you may know if you can get along with them such as their hobbies and characters.

• Transport
Verify if the area has a public vehicle so that it is easy to go to one place to another most especially if you do not have your own vehicle.

• Facilities
Investigate if there are proper electricity installation, drainage system and water facilities in the area.

• Monthly Dues
Knows if there are extra expenses you will pay upon living in the area. Some homeowners require the residents to pay monthly dues for garbage collection, security guard and other expenses.

• Amenities
Check if there are amenities that are related to your hobbies and desires such as gyms, basketball courts, swimming pools, restaurant, etc.

How to Choose and Buy Granite Floor Tiles

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granite qualityIn today’s modern times, granite is used in flooring, kitchen countertops, as well in bathroom and wall design because it gives a pleasant look, elegant settings as well as durability. Granite is widely used for interiors and exteriors of a house since it is not too expensive and can minimize the cost of the installation.

The following are some checklist to choose a best granite for your home:

•    Quality

It is very important to check the quality of granite you are planning to install. You can check the thickness of the granite. . It is also necessary to check the brand and manufacturer of the granite to ensure that they are making high quality granite.

•    Granite porosity and absorbency

Granite is made of different types of spectrum of absorbency from one another. Absorbency will know if the granite color will fade after frequent use or if the granite will be long lasting or not.

•    Color

Choose a stylish and bright colors that suit the color of the walls to look effective and gets the attention of your friends and visitors.  Granite comes in many colors and designs.

•    Shape, size and patterns

Granite is available on different sizes, shapes and patterns that suits to your needs.

•    Granite finishes

Decide what type of finish fits to your flooring.  These finishes includes famed, honed and polished.

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Checklist Before Buying a Land

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land buying tipsBuying a land is a large investment so it is important to verify the land before proceeding to the payment of the land to ensure that that land you are buying is legal most specially if you are buying a single property from individual.

Here are some tips before buying a land:

  1. Ensure that the land you are planning to buy have title.
  2. Verify if the Transfer Certificate of Title is authenticated by getting Certified True Copy of the title from the Register of Deeds. You can ask the seller for a photocopy of the title because you will need the title number and the name of owner to get a certified true copy of the title from the Register of Deeds.
  3. Make sure that the title is clean. The title should not be mortgaged (no liens and encumbrances on the property). Just look at the back of the title with the heading “Encumbrances”. It should be empty if you are told that the title is clean.
  4. Check carefully if the land described on the title is really the land that you are buying. You can validate this at the Register of Deeds or by hiring a private land surveyor or a geodetic engineer to confirm that the actual property matches the technical description on the Transfer Certificate of Title.
  5.  Ensure that the yearly real estate taxes are paid. Request for a copy of the Tax Declaration and Tax Receipts to confirm that real estate tax payments are up to date.
  6. Verify that the seller are the real owners of the land you are buying. You can request for identification cards such as passport, driver’s license or talk to their neighbors to confirm the identity of the seller as well as some history of the property.

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